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Go to: http://www.worksafebc.com/insurance/premiums/rate_setting/default.asp#

Click on: Insurance

Click on: Premiums

Click on: 2014 rates

Click on: Browse by Industry Sector

Choose an industry

Click on: the subsector

Click on premium FAQs

a)     Identify the industry/business where you expect to pursue your future career (or choose one of interest).


b)     With reference to the above website determine what Workers Compensation Premiums will apply, (make assumptions about employee numbers & payroll)


c)     What benefits are available for employers who demonstrate safe working conditions and industries with low accident and incident statistics.


Additional information:





The 10 Most Dangerous Jobs

Occupations with highest fatality rates per 100,000 workers (US Bureau of Labor)

1&2.Loggers & Pilots (92.4)  7. Roofers (34.9)

3. Fishermen   (86.4)               8. Power Line Installers/Repairers (30) 

4. Steel Workers  (47.3)          9. Truckers/Driver/SalesWorkers(e.g.pizza delivery) (27.6)

5. Garbage Collectors (43.2)  10.Taxi Drivers/Chauffeurs (24.2)

6. Farmers   (37.5) 


Provide your comments on DB for the following:

1.      If some jobs are inherently more dangerous, is it fair for WCB premiums to be much higher for these industries? Doesn’t this penalize companies who either cannot reduce the hazards, or could better use the money to supply workers with better equipment and training?

2.      If I employ building inspectors that spend only 20% of their time on the building site (maybe only 1% on roofs) and 80% in the office, why should I pay the higher premium that applies to construction sites?



Form of insurance governed by an act of Parliament to help workers injured on the job to return to work

Ensures injured worker receives:

oFirst aid treatment

oBenefits while at home recuperating

oProper treatment for any injuries



Workplace Safety and Insurance Board (WSIB) in Ontario

• Prevention function added to compensation functions

• Compulsory and collective liability system of compensation

• Under collective liability, various industries are classified according to size and end product, and each employer is assessed a rate that is a percentage of its payroll

• Compensate for certain specified occupational diseases


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